:root{
  --bg: #f7f8fb;
  --card: #ffffff;
  --text: #0f172a;
  --muted: #5b6476;
  --border: rgba(15,23,42,.10);
  --brand: #2563eb;
  --brand2:#1d4ed8;
  --radius: 16px;
  --shadow: 0 10px 30px rgba(15,23,42,.08);
  --shadow2: 0 6px 16px rgba(15,23,42,.06);
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;background:var(--bg);color:var(--text);
  overflow-x:hidden;
  font-family: system-ui, -apple-system, Segoe UI, Roboto, Helvetica, Arial, "Apple Color Emoji","Segoe UI Emoji";
  line-height:1.55}
a{color:inherit;text-decoration:none}
img{max-width:100%;height:auto;display:block}
.container{width:min(1120px,92%);margin:0 auto}

.site-header{
  position:sticky; top:0; z-index:50;
  background: rgba(247,248,251,.82);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--border);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0}
.brand img{display:block}
.site-nav{display:flex;align-items:center;gap:14px}
.site-nav a{padding:10px 10px;border-radius:10px;color:var(--muted);font-weight:600;font-size:14px}
.site-nav a:hover{background:rgba(37,99,235,.07);color:var(--text)}
.nav-cta{background:rgba(37,99,235,.10)!important;color:var(--text)!important;border:1px solid rgba(37,99,235,.20)}
.badge{
  display:inline-block; margin-left:8px;
  font-size:12px; padding:2px 8px; border-radius:999px;
  background: rgba(15,23,42,.08); color: var(--muted); font-weight:700
}

.nav-toggle{display:none;align-items:center;justify-content:center;gap:4px;border:0;background:transparent;padding:10px;border-radius:12px}
.nav-toggle span{display:block;width:22px;height:2px;background:rgba(15,23,42,.55);border-radius:999px}
.nav-toggle:hover{background:rgba(15,23,42,.06)}

.site-main{min-height:60vh;padding-bottom:30px}

.hero{
  position:relative;
  background:
    radial-gradient(900px 380px at 20% 10%, rgba(37,99,235,.16), transparent 60%),
    radial-gradient(700px 320px at 85% 20%, rgba(29,78,216,.14), transparent 60%),
    url("/assets/img/hero-bg.svg");
  background-repeat:no-repeat;
  background-size: auto, auto, cover;
  background-position: center;
  border-bottom:1px solid var(--border);
}
.hero::before{
  content:""; position:absolute; inset:0;
  background:linear-gradient(180deg, rgba(247,248,251,.0), rgba(247,248,251,.9));
  pointer-events:none;
}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:28px;padding:44px 0;position:relative}
.hero-copy h1{margin:0 0 10px;font-size:40px;letter-spacing:-.03em;line-height:1.1}
.lead{margin:0 0 12px;color:var(--muted);font-size:16px;max-width:58ch}
.note{margin:0;color:rgba(15,23,42,.72);background:rgba(15,23,42,.04);border:1px solid var(--border);padding:10px 12px;border-radius:12px}
.hero-actions{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0}
.btn{
  appearance:none;border:0;cursor:pointer;
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:11px 14px;border-radius:12px;
  background:var(--brand);color:white;font-weight:800;font-size:14px;
  box-shadow: var(--shadow2);
}
.btn:hover{background:var(--brand2)}
.btn:active{transform:translateY(1px)}
.btn-ghost{
  background:transparent;color:var(--text);
  border:1px solid var(--border);
  box-shadow:none;
}
.btn-ghost:hover{background:rgba(15,23,42,.04)}
.trust-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:14px}
.trust-pill{
  font-size:13px;font-weight:700;color:var(--muted);
  background:rgba(15,23,42,.04);
  border:1px solid var(--border);
  padding:7px 10px;border-radius:999px
}

.hero-box{
  background:var(--card);
  border:1px solid var(--border);
  border-radius:var(--radius);
  padding:18px;
  box-shadow:var(--shadow);
}
.h3{font-size:18px;margin:0 0 10px}
.small{font-size:13px}
.muted{color:var(--muted)}
.quickform{display:grid;gap:12px;margin-top:12px}
.quickform label{display:grid;gap:6px;font-size:13px;font-weight:700}
.quickform input,.quickform select, .calc input, .calc select{
  width:100%;padding:11px 12px;border-radius:12px;
  border:1px solid var(--border);background:white;color:var(--text);
  font-size:14px;outline:none;
}
.quickform input:focus,.quickform select:focus, .calc input:focus, .calc select:focus{
  border-color: rgba(37,99,235,.45);
  box-shadow: 0 0 0 4px rgba(37,99,235,.14);
}
.quickform button{width:100%}

.section{padding:34px 0}
.section-soft{background:rgba(15,23,42,.03);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.section-head{display:flex;flex-direction:column;gap:6px;margin-bottom:16px}
.section-head h2{margin:0;font-size:26px;letter-spacing:-.02em}
.card-grid{display:grid;grid-template-columns:repeat(5, minmax(0,1fr));gap:12px}
.card{
  background:var(--card);border:1px solid var(--border);
  border-radius:var(--radius);padding:14px;
  box-shadow: var(--shadow2);
  display:flex;flex-direction:column;gap:8px;
  min-height:120px;
}
.card:hover{transform:translateY(-1px);box-shadow: var(--shadow)}
.card-title{font-weight:900;font-size:15px}
.card-link{margin-top:auto;color:var(--brand);font-weight:900;font-size:14px}

.split-3{display:grid;grid-template-columns:repeat(3, minmax(0,1fr));gap:12px}
.mini{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:14px;box-shadow:var(--shadow2)}
.mini-title{font-weight:900;margin-bottom:6px}

.bullets{margin:0;padding-left:18px;color:var(--muted)}
.bullets li{margin:6px 0}

.howto{margin:0;padding-left:18px;display:grid;gap:10px}
.howto-title{font-weight:900;margin-bottom:4px}
.cta-row{display:flex;flex-wrap:wrap;gap:10px;margin-top:18px}

.page-head{padding:28px 0 6px}
.page-head h1{margin:8px 0 8px;font-size:34px;letter-spacing:-.03em}
.breadcrumbs ol{display:flex;flex-wrap:wrap;gap:8px;align-items:center;margin:0;padding:0;list-style:none}
.breadcrumbs a, .breadcrumbs span{font-size:13px;color:var(--muted);font-weight:700}
.breadcrumbs a:hover{color:var(--text)}
.breadcrumbs .sep{color:rgba(15,23,42,.25)}

.calc-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:16px;align-items:start}
.card-pad{background:var(--card);border:1px solid var(--border);border-radius:var(--radius);padding:16px;box-shadow:var(--shadow2)}
.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.field-grid label{display:grid;gap:6px;font-size:13px;font-weight:800}
.form-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:12px}
.mini-note{margin-top:12px}

.result-row{display:flex;align-items:baseline;justify-content:space-between;padding:10px 0;border-bottom:1px solid rgba(15,23,42,.08)}
.result-row:last-child{border-bottom:0}
.value{font-size:22px;font-weight:950;letter-spacing:-.02em}
.result-actions{margin-top:14px}

.tabs{margin-top:8px}
.tab-buttons{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:10px}
.tab-btn{
  border:1px solid var(--border);
  background:rgba(15,23,42,.03);
  padding:8px 10px;border-radius:12px;cursor:pointer;
  font-weight:900;font-size:13px;color:var(--muted);
}
.tab-btn.is-active{background:white;color:var(--text);box-shadow:var(--shadow2)}
.tab-panel{display:none}
.tab-panel.is-active{display:block}
.table-wrap{overflow:auto;border-radius:14px;border:1px solid var(--border);background:white}
.table{width:100%;border-collapse:collapse;min-width:680px}
.table th, .table td{padding:10px 12px;border-bottom:1px solid rgba(15,23,42,.07);font-size:13px}
.table th{text-align:left;color:var(--muted);font-weight:900;background:rgba(15,23,42,.03)}
.table td{color:rgba(15,23,42,.82);font-weight:650}
.table tr:last-child td{border-bottom:0}

.csv-actions{display:flex;flex-wrap:wrap;gap:10px;margin:10px 0}
.csv-box{
  width:100%;border-radius:14px;border:1px solid var(--border);
  padding:12px;font-size:13px;resize:vertical;background:white;color:var(--text);
}

.faq{display:grid;gap:10px}
.faq-item{border:1px solid var(--border);border-radius:14px;background:white;overflow:hidden}
.faq-q{
  width:100%;text-align:left;cursor:pointer;border:0;background:transparent;
  padding:12px 14px;font-weight:950;font-size:14px;color:var(--text);
  display:flex;justify-content:space-between;align-items:center;
}
.faq-q::after{content:"+";color:var(--muted);font-weight:950}
.faq-item.is-open .faq-q::after{content:"–"}
.faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease}
.faq-a p{margin:0;padding:0 14px 12px;color:var(--muted);font-size:13px}
.faq-item.is-open .faq-a{max-height:240px}

.partner-controls{margin-bottom:14px}
.partner-controls-head{display:flex;flex-direction:column;gap:4px;margin-bottom:8px}
.control-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.toggle{display:flex;gap:10px;align-items:center;padding:10px;border:1px solid var(--border);border-radius:14px;background:rgba(15,23,42,.02);font-weight:800;color:var(--muted);cursor:pointer}
.toggle input{accent-color:var(--brand);width:18px;height:18px}
.partner-frame{position:relative}
.partner-badges{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:10px}
.partner-badges-right{display:flex;gap:10px;align-items:center}
.ad-badge{
  font-size:12px;font-weight:950;padding:3px 8px;border-radius:999px;
  background:rgba(245,158,11,.18);color:rgba(124,45,18,.90);border:1px solid rgba(245,158,11,.25)
}

.powered{font-size:12px;font-weight:900;color:var(--muted);padding:3px 8px;border-radius:999px;background:rgba(15,23,42,.04);border:1px solid rgba(15,23,42,.08)}
.partner-slot{min-height:200px;overflow:hidden;border-radius:14px;border:1px dashed rgba(15,23,42,.18);background:rgba(15,23,42,.02);display:flex;align-items:center;justify-content:center;padding:12px}
.partner-slot iframe{width:100%;max-width:100%;border:0;border-radius:14px;min-height:3800px}
.disclaimer{margin:12px 0 0;font-size:13px;color:rgba(15,23,42,.74)}
.partner-panels .partner-panel{display:none}
.partner-panels .partner-panel.is-active{display:block}


/* Partner-Modul: mobil so breit wie möglich */
.partner-frame--bleed{position:relative}
@media (max-width: 860px){
  .partner-frame--bleed{
    width:100vw;
    margin-left:calc(50% - 50vw);
    margin-right:calc(50% - 50vw);
    border-radius:0;
  }
  .partner-frame--bleed.card-pad{padding-left:16px;padding-right:16px}
  .partner-slot{padding:0}
  .partner-slot iframe{border-radius:12px}
}

/* Tarifcheck/Partner-Embeds: sicher auf 100% Breite halten */
.partner-embed, .partner-slot, #tcpp-iframe-kredit{width:100%;max-width:100%}
#tcpp-iframe-kredit iframe{width:1px !important; min-width:100% !important; max-width:100% !important; border:0 !important;}

/* Popup nur innerhalb des Partnerbereichs */
.partner-popup{
  position:absolute; inset:46px 12px 12px 12px;
  background:rgba(255,255,255,.92);
  border:1px solid rgba(15,23,42,.14);
  border-radius:16px;
  box-shadow:0 18px 45px rgba(2,6,23,.18);
  backdrop-filter: blur(8px);
  display:flex; align-items:center; justify-content:center;
  padding:18px;
  z-index:20;
}
.partner-popup.is-hidden{display:none}
.partner-popup-inner{max-width:560px;width:100%}
.popup-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.popup-actions .btn{flex:1 1 auto}
.partner-empty{padding:14px}
.asterisk{font-weight:900}
.partner-note{margin-top:10px}
.kv-summary{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.kv-summary strong{display:block;font-weight:950}
@media(max-width:560px){
  .kv-summary{grid-template-columns:1fr}
}

.site-footer{border-top:1px solid var(--border);background:white;padding:26px 0 0}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1.2fr;gap:18px;padding-bottom:24px}
.footer-title{font-weight:950;margin-bottom:10px}
.footer-links{list-style:none;padding:0;margin:0;display:grid;gap:8px}
.footer-links a{color:var(--muted);font-weight:800;font-size:14px}
.footer-links a:hover{color:var(--text)}
.cookiebar{position:fixed;left:0;right:0;bottom:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-top:1px solid var(--border)}
.cookiebar-inner{display:flex;gap:16px;align-items:center;justify-content:space-between;padding:12px 0}
.cookiebar-actions{display:flex;gap:10px;flex-wrap:wrap}
.cookiebar-text p{margin:6px 0 0}

@media (max-width: 980px){
  .hero-grid{grid-template-columns:1fr;gap:16px;padding:32px 0}
  .card-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
  .calc-grid{grid-template-columns:1fr}
  .field-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .control-grid{grid-template-columns:1fr}
}
@media (max-width: 860px){
  .nav-toggle{display:inline-flex}
  .site-nav{position:absolute;left:0;right:0;top:60px;background:white;border-bottom:1px solid var(--border);
    padding:12px 4%;display:none;flex-direction:column;align-items:stretch}
  body.nav-open .site-nav{display:flex}
  .site-nav a{padding:12px;border-radius:12px}
}

.partner-direct{font-size:12px;font-weight:900;color:var(--muted);text-decoration:none;white-space:nowrap}
.partner-direct:hover{color:var(--text);text-decoration:underline}

.partner-placeholder{border:1px dashed rgba(15,23,42,.18);border-radius:16px;padding:16px;background:rgba(255,255,255,.5)}
.placeholder-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:12px}

#tcpp-iframe-kredit{min-height:3800px;display:block}

/* --- v6 additions: tool cards + financeAds module --- */
.card-link{ text-decoration:none; color:inherit; }
.card-link:hover{ box-shadow: 0 12px 30px rgba(10, 20, 35, 0.14); transform: translateY(-1px); }

.frame-badges{ display:flex; justify-content:space-between; gap:12px; margin-bottom:10px; }
.badge-left,.badge-right{ font-size:12px; padding:6px 10px; border-radius:999px; background: rgba(15, 23, 42, 0.06); color: rgba(15, 23, 42, 0.85); }

/* ensure embedded iframes use full width on mobile */
.partner-slot iframe{ width:100% !important; max-width:100% !important; }

/* --- v7.5: missing layout + form styles for current markup --- */

/* Generic grid helpers used across pages */
.grid{display:grid;gap:16px}
.cards-2{grid-template-columns:repeat(2,minmax(0,1fr))}
.cards-3{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(max-width:980px){
  .cards-2,.cards-3{grid-template-columns:1fr}
}

/* Hero (current markup uses hero-inner / hero-copy / hero-card) */
.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.2fr .9fr;gap:18px;align-items:stretch;padding:44px 0}
.hero-copy h1{font-size:44px;line-height:1.05;margin:0 0 10px}
.hero-sub{margin:0 0 14px;color:var(--muted);font-size:16px;max-width:62ch}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center}
.hero-card{background:rgba(255,255,255,.82);border:1px solid rgba(15,23,42,.12);border-radius:18px;padding:14px;box-shadow:0 10px 28px rgba(2,6,23,.10)}
.hero-bg{position:absolute;inset:0;pointer-events:none}

.mini-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.mini{display:block;padding:12px 12px;border-radius:14px;border:1px solid rgba(15,23,42,.10);background:white;text-decoration:none;color:inherit;min-height:58px}
.mini:hover{box-shadow:0 10px 24px rgba(2,6,23,.10);transform:translateY(-1px)}
.mini-title{display:block;font-weight:950}
.mini-sub{display:block;margin-top:2px;color:var(--muted);font-size:13px}

@media(max-width:980px){
  .hero-inner{grid-template-columns:1fr;gap:14px;padding:32px 0}
  .hero-copy h1{font-size:34px}
}
@media(max-width:520px){
  .mini-grid{grid-template-columns:1fr}
}

/* CTA row used on home + tool pages */
.cta{display:flex;gap:14px;align-items:center;justify-content:space-between;flex-wrap:wrap;padding:16px;border-radius:18px;background:rgba(37,99,235,.06);border:1px solid rgba(37,99,235,.14)}
.cta-title{font-weight:950}
.cta-text{color:var(--muted);margin-top:4px;max-width:70ch}

/* Forms (internal calculators) */
.form{display:grid;gap:12px}
.form-row{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}
.form label{display:block;font-weight:800;font-size:13px;color:rgba(15,23,42,.92);margin:0 0 6px}
.form input,.form select,.form textarea{width:100%;padding:12px 12px;border-radius:14px;border:1px solid rgba(15,23,42,.14);background:white;color:var(--text);font-size:15px}
.form input:focus,.form select:focus,.form textarea:focus{outline:none;border-color:rgba(37,99,235,.55);box-shadow:0 0 0 4px rgba(37,99,235,.12)}
.form .muted{font-size:13px}

.form-grid{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(190px,1fr))}
.field label{display:block;font-weight:800;font-size:13px;margin:0 0 6px;color:rgba(15,23,42,.92)}
.field input,.field select{width:100%;min-width:0;padding:12px 12px;border-radius:14px;border:1px solid rgba(15,23,42,.14);background:white;color:var(--text);font-size:15px}

.result-grid{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr))}
.result{padding:12px;border-radius:16px;border:1px solid rgba(15,23,42,.10);background:rgba(255,255,255,.78)}
.result .label{display:block;font-size:12px;color:var(--muted);font-weight:800}
.result .value{display:block;margin-top:4px;font-weight:950;font-size:18px}

/* Tool overview links */
.linkgrid{display:grid;gap:12px;grid-template-columns:repeat(3,minmax(0,1fr))}
.linkcard{display:block;padding:14px;border-radius:16px;border:1px solid rgba(15,23,42,.10);background:white;text-decoration:none;color:inherit}
.linkcard:hover{box-shadow:0 10px 24px rgba(2,6,23,.10);transform:translateY(-1px)}
.linkcard strong{display:block;font-weight:950}
.linkcard span{display:block;margin-top:4px;color:var(--muted);font-size:13px}
.linklist{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.linklist a{color:var(--muted);font-weight:800;text-decoration:none}
.linklist a:hover{color:var(--text);text-decoration:underline}

@media(max-width:980px){
  .linkgrid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media(max-width:560px){
  .linkgrid{grid-template-columns:1fr}
}

/* Additional styles v10 */
.card-highlight{border-color:rgba(37,99,235,.25);background:linear-gradient(135deg,rgba(37,99,235,.03),rgba(37,99,235,.08))}
.popup-title{font-size:18px;font-weight:950}
.spinner{width:32px;height:32px;border:3px solid rgba(37,99,235,.2);border-top-color:var(--brand);border-radius:50%;animation:spin 0.8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.partner-loading{text-align:center;padding:60px 20px}
table{width:100%;border-collapse:collapse}
table th,table td{padding:10px 12px;border-bottom:1px solid rgba(15,23,42,.08);font-size:13px;text-align:left}
table th{background:rgba(15,23,42,.03);color:var(--muted);font-weight:900}
textarea[data-csv-output]{font-family:monospace;font-size:12px;resize:vertical}

/* Footer Kredit-Links */
.footer-kredit-links{display:flex;flex-wrap:wrap;gap:8px 16px}
.footer-kredit-links a{color:var(--muted);font-weight:700;font-size:13px;text-decoration:none;white-space:nowrap}
.footer-kredit-links a:hover{color:var(--text);text-decoration:underline}

/* HowTo Styles */
.howto{list-style:none;margin:0;padding:0;display:grid;gap:16px}
.howto li{padding-left:0}
.howto-title{font-weight:950;color:var(--text);margin-bottom:4px}

/* Partner-Frame Höhe - Mobile */
@media(max-width:768px){
  .partner-slot iframe,
  .partner-embed iframe,
  [data-partner="smava"] iframe{
    min-height:5000px !important;
    height:5000px !important;
  }
}